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Property Description
Located in the heart of Desert Ridge, this updated and well-maintained home offers 4 bedrooms, 2.5 bathrooms, and a 2-car garage. The main level features a light-filled living and dining area with high ceilings that transitions into a spacious kitchen with granite countertops, a center island, and a breakfast nook. Just off the kitchen, the family room provides a comfortable gathering space centered around a beautiful stone fireplace. Tile flooring extends throughout the first floor which has a very open-concept that pivots around a central staircase leading to the second floor. Upstairs, you'll find three spacious guest bedrooms, a large guest bathroom, and a spacious primary suite with vaulted ceilings, a walk-in closet, and a tastefully updated bathroom. The backyard is designed for both relaxation and easy maintenance, featuring a covered patio, a pool, and artificial turf. Major improvements include a new roof (2025), HVAC system (2022), water heater (2021), pool pump (2021), Solar Panels, and a 240V EV charger in the garage (see documents tab for a complete list of improvements). Conveniently located near Desert Ridge Marketplace, parks, schools, and with quick access to the 101 and 51!
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
- Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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