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Property Description
Big-ticket updates are already done, and the investment is being passed along to the next owner. This well-maintained home features a new roof completed in 2026, representing an approximately $15, 000 investment; Anderson windows installed in 2024 at approximately $45, 000; and a Trane HVAC system installed in 2022 at approximately $16, 000. That's roughly $76, 000 invested by the seller in major improvements, offering the next owner the benefit of these substantial upgrades without taking on the full cost themselves. Beyond the updates, the home offers a functional, comfortable floorplan with well-proportioned living spaces and an easy flow for everyday living and entertaining. Step outside and the backyard becomes a tranquil retreat, offering a peaceful place to relax, unwind or entertain. Just beyond the property, a walking path is easily accessible adding another way to enjoy the outdoors and the surrounding neighborhood. Conveniently located the home offers easy access to shopping, dining, schools, recreation and major Valley routes. With some of the most expensive homeownership items already addressed, this is an opportunity to step into a home where significant investments have already been made--and their value stays with the house.
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
- Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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