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Property Description
Ground floor, private garage, and no stairs between your car and your couch.
#1023 sits on the ground level of Milano Terrace -- an end unit facing the quiet interior courtyard. Your one-car garage is a few steps from the door, which is the kind of thing you stop noticing until it's July and you're carrying groceries.
Inside: 1, 086 square feet, all on one level, no interior steps. The living room is built around a wood-burning fireplace and opens into the dining area and out to the patio. Both bedrooms have real room to move around the bed. New flooring went in throughout in 2026, and the kitchen was updated the same year -- stainless appliances and new counters against the original cherry cabinetry. The primary bath has a tiled walk-in shower with a built-in bench and niche. Washer dryer convey.
The $325 monthly HOA covers exterior maintenance, roof repair and replacement, blanket insurance, sewer, trash, pest control, and common areas. Gated community with a heated pool and spa, fitness facility, and a biking and walking path, with the Stonecreek Golf Course behind the complex.
Scottsdale address, Scottsdale Unified School District -- Sequoya, Cocopah, Chaparral -- and a Phoenix tax bill. 2025 taxes: $1, 317.
FHA and VA approved project. Pets and rentals are both allowed subject to HOA rules.
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
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- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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